Frequently Asked Questions
- Why is property verification important in Nigeria?
Verification is crucial to protect you from fraud, hidden encumbrances, or title disputes, which are common in Nigerian property transactions, ensuring you invest with confidence.
- What types of properties do you verify?
We verify residential, commercial, and industrial properties across Nigeria, including landed estates, duplexes, and high-rise developments, tailored to your specific needs.
- What documents do you verify during property due diligence?
We authenticate key documents like the Certificate of Occupancy (C of O), survey plans, building plan approvals, deeds of assignment, and powers of attorney to confirm their legality.
- How long does a Certificate of Occupancy verification take?
A C of O verification typically takes 3-5 working days, depending on the complexity and location, with priority options available for urgent cases.
- What does survey plan authentication involve?
Survey plan authentication confirms the accuracy and registration of your property’s boundaries with the Surveyor General’s office, ensuring no overlaps or discrepancies.
- How is building plan approval checked?
We verify building plan approvals with local authorities to ensure compliance with urban development regulations, protecting you from demolition risks.
- What is involved in verifying a deed of assignment?
Deed of assignment verification checks its registration with the land registry and confirms the chain of title, safeguarding against fraudulent transfers.
- How is a power of attorney validated?
We validate powers of attorney by confirming their registration and the grantor’s authority with relevant legal records, ensuring they are enforceable.
- What does a title search process entail?
A title search involves reviewing land registry records, historical ownership, and legal encumbrances to establish a clear title, conducted with precision by our experts.
- How long does a title search take?
Title searches are completed within 5-7 working days, though timelines may vary based on property location and record availability.
- What information do I need to provide for a title search?
You’ll need to provide the property address, current owner’s details, and any existing documents like the C of O or deed, which helps us streamline the process.
- What is the cost structure for title searches?
Costs vary based on property complexity and location, starting at ₦150,000, with a detailed quote provided upfront after an initial assessment.
- How do you conduct land registry searches?
We perform land registry searches at state land offices to verify ownership and registration status, ensuring compliance with Nigerian land use laws.
- What involves verifying ministry approvals?
We check approvals from the Ministry of Lands or Housing to confirm zoning and development permissions, critical for lawful property use.
- How are local government clearances verified?
Local government clearances are confirmed by reviewing permits and compliance certificates, ensuring your property meets municipal standards.
- What does tax clearance confirmation include?
We verify tax clearance certificates with relevant authorities to ensure no outstanding property taxes that could affect your ownership rights.
- What is involved in property history investigation?
Property history investigation traces ownership records and past transactions to uncover any irregularities or disputes that could impact your purchase.
- How are encumbrances checked?
Encumbrances like mortgages or liens are identified through registry searches and legal notices, protecting you from unforeseen financial burdens.
- What does boundary disputes verification cover?
We assess survey plans and neighbor agreements to verify boundaries, resolving potential disputes before they escalate in Nigeria’s crowded property market.
- What documents do I need to provide for verification?
You’ll need to submit your C of O, survey plan, deed of assignment, and any purchase agreements; our team will guide you on required versus optional documents.
- How is information gathered during verification?
We collect information through client submissions, on-site inspections where necessary, and official registry checks, ensuring a thorough process.
- What are my responsibilities during verification?
Your role is to provide accurate documents and details promptly, respond to our queries, and approve next steps, helping us deliver efficient service.
- What do I receive after verification?
You’ll receive a detailed report, authenticated document copies, and a legal opinion on the property’s status, all delivered securely.
- What format is the verification report in?
The report is provided in a clear PDF format, including sections on title status, document authenticity, and our recommendations for next steps.
- What recommendations are included in the report?
We offer actionable advice on resolving issues, securing your title, or proceeding with your transaction, based on our findings.
- What typical problems are found during verification?
Common issues include unregistered deeds, overlapping claims, or unpaid taxes, which we address with tailored solutions.
- What are red flags in property documentation?
Red flags include missing signatures, unregistered titles, or inconsistent survey data, signaling potential fraud or legal risks.
- How are issues addressed during verification?
We investigate discrepancies, liaise with relevant authorities, and provide legal options to resolve issues, keeping you informed throughout.
- What factors affect verification costs?
Costs depend on property location, document complexity, and urgency, with transparent pricing provided before we begin.
- What is the expected turnaround time?
Turnaround time ranges from 3-7 working days, with expedited options for urgent cases in Nigeria’s fast-moving property market.
- What are the payment terms and methods?
Payment is required upfront via bank transfer or mobile money, with flexible installment options for larger projects, detailed in your quote.
- What digital verification methods do you use?
We leverage online land registry portals and encrypted document systems to enhance efficiency and security in our verification process.
- Can I track my verification request online?
Yes, you can track your request’s progress via our secure online portal, updated in real-time for your convenience.
- How will you communicate with me?
We communicate via email and phone, providing regular updates and a dedicated contact for urgent queries, ensuring clear collaboration.